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National Rate

Up to 41x4 More Interest vs National Average

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Low or No Fee
Bank Accounts

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FDIC Insured
up to $250,000

Compare Online Savings Accounts for April 2023

Join the growing trend of Americans moving their cash to online banks to take advantage of higher rates, lower fees and greater convenience. Open an account today and start earning high interest right away - up to 41x4 more interest than the national average for savings. Find the bank that's right for you in our roundup of banks with high yields, great customer service, and low fees.
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3.75% APY
Account Type: Savings
  • ▣ No Min to Earn APY:
  • ▣ No Monthly Fees
  • ▣ Write Checks: No
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  • No transaction fees from Marcus and no minimum deposit to open
  • FDIC insurance up to the maximum allowed by law
  • *APY = Annual Percentage Yield
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1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.

2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.

3 CMA stands for Cash Management Account. It’s an account with an SEC-registered broker dealer that allows your funds to be swept nightly to an interest bearing account at a federally insured depository institution.

4 The national average interest rate is currently 0.09% per the FDIC's website. Only the highest advertised offer is estimated to earn up to 41 times more interest than the national average. Updated April, 2023.

Start Maximizing Your Savings Today in 3 Easy Steps

1. Get Ready

Here is what you'll need: valid id, social security number, and your address, phone & email.

2. Connect Accounts

Keep your local bank, use your current checking/savings account & routing number to transfer funds to your new online savings.

3. Start Earning

Relax & watch you savings grow with the peace of mind that your account is government insured for $250,000.


Start Saving Today!